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Please help us keep our community civil and respectful.For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers."Older people do have the time to think more about these things," Gurney said.



Some unemployed consumers may have already bought what they can for the holidays, as 4 percent of unemployed respondents said they are done shopping for the holidays already compared to less than 1 percent of both part- and full-time employed respondents.They have less stress and more joy in doing this now than you will if you wait." Starting early helps cushion budgets Tackling shopping lists well before the holidays can help lessen the financial burden.Melanie De Carolis, a wine educator from Boston, starts her holiday shopping in early July, wrapping up before the end of August to ensure she can more easily afford presents for all her nieces, nephews and godchildren.Poll findings Here's what else the poll uncovered about early shoppers: Early birds want to save time, money Overall, Americans are expected to spend approximately $886 billion on holiday shopping this year, according to e Marketer.